While the bank may have other insurance that cover such contents, it will be very limited with many exclusions and escape clauses.įinally, be sure to bring multiple forms of ID (Driver's Licence, debit / credit card, etc) that are current and proof of residence (ie. Safe deposit box contents are not covered by FDIC insurance.

Otherwise, figure high probability of loss. If the items are valuable to you, take a trip there.

Also, likely can't recover much of anything for sentimental items, such as photos that don't have a defined monetary value.įind out where the items are now. The inventory list may be vague or even missing items. However, if you had valuables, such as jewelry in the box, you may not recover their full value even from the bank. If it's mostly official paperwork (title, deed, etc), much of that can be replaced. There's a possibility the contents have been misplaced or even disposed of. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.

Wells fargo bank with safe deposit box